Income requirements

The monthly rent has a significant impact on your budget. We want to prevent you from getting into financial problems because you are unable to pay the rent. In addition, Vesteda works for professional property owners such as pension funds and investors. Just like our tenants, they are also clients of Vesteda and expect us to select suitable tenants for our properties in a well-considered manner. This selection is based on:

• Your income in relation to the rent
• Your creditworthiness
• ID fraud
• Improper use of the rental property

We are aware that we ask you to provide a lot of personal information when you register for a rental property. It is good to know that any new neighbours you have are selected in the same manner.

If you have any questions about how we deal with your privacy, please contact us.

Contact

With every rental property on our site, you can see under the heading "Can I rent this property?" what your minimum gross income must be to rent the property. These are our income requirements.

To determine the income requirement per home, we use the table below:

Please find below a calculation example:

Suppose you want to rent a property with a monthly rent of € 950.

• Do you want to rent the property on your own? Then you must earn at least € 950 x 3.5 = € 3,325 gross per month.
• Do you have a partner? Then you must jointly earn at least € 950 x 4 = € 3,800 gross per month to qualify for this property.

For every rental property on our website, you’ll see the question “Can I rent this property?” There, you can find out what your minimum gross income must be to rent the property. This is our income requirement.

How does Vesteda calculate these income requirements?
To determine the income requirement for each home, we use this table:

Here is a sample calculation: 
Suppose you want to rent a home with a monthly rent of €950. 

1. Do you want to rent the home on your own? 
   Then you must earn at least €950 x 3.5 = €3,325 gross per month.
2. Do you have a partner?
   Then you must earn a combined gross income of at least €950 x 4 = €3,800 per month to qualify for this apartment.

• I want to rent a property based on one income:
  
  Your gross monthly income / 3.5 = your maximum rent
  
  Example: your gross income is €3,000 per month. You can rent a property with a maximum monthly rent of €3,000 / 3.5 = €857.

• I want to rent a property together with my spouse:
  
  Your gross monthly income / 4 = your maximum rent
  
  Example: your total gross income is €4,500 per month. You can rent a property with a maximum monthly rent of €4,500 / 4 = €1,125.

The way in which you calculate the gross monthly income depends on your situation:

• I am in salaried employment.
  
  Your monthly salary is your gross salary excluding holiday pay and bonuses. The gross salary must be based on the fixed working hours as set out in your employment contract. Structural variable remuneration over the last 12 months may be added to you gross salary.
  
  If you have a temporary employment contract, we will ask you to send us an employer’s statement, in which your employer states that he or she intends to renew your contract at the end of its term by at least six months.

• I am self-employed.
  
  Divide your average net pre-tax annual profits for the past two years by 24. Enter the result as your gross monthly income.
  
  Self-employed persons will normally have to provide a security deposit equivalent to 2 months’ rent.

• I am retired.
  
  Calculate your gross monthly income by adding 30% to the gross income from your state pension and occupational pension.
  
  
  
• I do not have an income or my income is not sufficient, but someone else wants to act as a sponsor for me.
  
  Vesteda does not rent out property to interested parties who are sponsored by third parties.

If you receive spousal maintenance, you can add this to your gross monthly income.

You may not add child maintenance to your gross monthly income. It is therefore not included when calculating the maximum rent.

You will see the question ‘Can I rent this property?’ in the listing for every rental property on our website. Here you can see how high your minimum income must be to rent that property. Do you have private assets such as savings? Then you can add 10% of these assets, divided by 12, to your gross monthly income.

Please find below an example calculation:

Suppose you have € 12,000 in savings. Then take 10% of € 12,000 = € 1,200. Then divide this € 1,200 by 12 and you will end up with € 100 per month. You can add this € 100 to your gross income.

We only include private assets that originate from the Netherlands and are directly withdrawable, such as savings in a Dutch bank account. We do not include assets in foreign accounts, investments or cryptocurrencies.

Unfortunately, Vesteda does not rent out homes with third-party guarantees. You must have sufficient income of your own to rent one of our homes.

Your monthly salary is your gross salary excluding holiday pay and bonuses. The gross salary must be based on the fixed working hours as set out in your employment contract. Structural variable remuneration over the last 12 months may be added to you gross salary.

If you have a temporary employment contract, we will ask you to send us an employer’s statement. The employment period must be ensured for a minimum of 6 months with the intention of being continued.

You will see the question ‘Can I rent this property?’ in the listing for every rental property on our website. Here you can see how high your gross income must be to rent the property. If you are self-employed, calculate your gross income as follows.

Divide your average net pre-tax annual profits for the past two years by 24. Enter the result as your gross monthly income.

Self-employed persons will normally have to provide a security deposit equivalent to 2 months’ rent.

An example:

pre-tax annual profit 2020 = €20.000
pre-tax annual profit 2021 = €40.000

Your average net pre-tax profit = (20.000+40.000)/2 = €30.000

€30.000/12 months = €2500,-. 

So the gross monthly income in this calculation example is €2,500 per month

You will see the question ‘Can I rent this property?’ in the listing for every rental property on our website. Here you can see how high your minimum income must be to rent that property. Do you want to know if your income is sufficient for a Vesteda rental home? Calculate your gross monthly income by adding 30% to the gross income from your state pension and occupational pension.

With direct debit, it is easy to pay the correct rent each month on time without having to think about it.

You receive an authorization form with your rental contract. Or just log into My Vesteda (NL) and do this online.

LOG INTO MY VESTEDA (NL)

Employees with a permanent contract have to pay a deposit of 1 month rent. If you are an independent entrepreneur, tenant with a foreign residence of you live in the Netherlands shorter than 2 years and you have a residence permit, a deposit for 2 months will be required.

You rent a Vesteda property for a minimum of one year. The minimum notice period is one month.

Have you found a great home on our website? Then of course you want to qualify for it. But it is important that you meet our rental conditions and income requirements.

• View our income conditions
• Read more about the rental conditions
• Read the brochure ‘Guide to renting’ containing the general terms and conditions of renting from Vesteda

If you satisfy all conditions, this ensures us that we have good tenants, and that our tenants have good neighbours.

If you can demonstrate that you run a joint household on a long-term basis with your partner, you are eligible to rent as a couple. Both your names will be mentioned on the rental contract. In this case, you can combine both of your incomes to calculate your maximum rent.

House sharing
You can share an appartment with two bedrooms with another person such as a friend or colleague. We call this ‘house-sharing’. 

We do not rent out homes to students, not even if they are sponsored by their parents. If you are not a student and want to share a home please check out the information.

There are varying conditions per municipality regarding income conditions and maximum rent range in the middle rental segment.

As of 1 January 2025, the liberalisation limit was raised to €900.07 and at least 144 WWS points.
The municipality may impose additional conditions, e.g. for keyworkers, people moving on from social rent, etc.

For questions about mid-tenancy, please refer to the government's website: Volkshuisvestingnederland. 

Would you like to rent a home from Vesteda? Then you must at least meet our rental conditions and income requirements.

Vesteda uses terms and conditions of the tenancy agreement. Take a look at our terms and conditions for more information.

More information about the income criteria you will find here.

Renting with your partner

If you can demonstrate that you run a joint household on a long-term basis with your partner, you are eligible to rent as a couple. Both your names will be mentioned on the rental contract. In this case, you can combine both of your incomes to calculate your maximum rent.

Calculate your maximum rent

Renting with someone who is not your partner (housing-sharers)

In some projects, you can share a property with another person such as a friend or colleague. We call this ‘house-sharing’. If this is allowed, this will be mentioned on the property page.

Read the important information on house-sharing with Vesteda.

Have you seen a two-bedroom apartment in our offering of homes and would you like to rent it together with your colleague, friend or sibling? You can. Vesteda rents apartments to house sharers. Read all the information about house sharing!